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Office Address

14/22AB4, 2nd Floor, KC Arcade
CSEZ, 24/1701, Kochi
Kerala, India

Phone Number

+91 96555 10508

+91 77362 51469

Email Address

business@cybosys.in

AI-Driven ERP for MSCS: Smarter Operations, Stronger Communities!

Transform your Multistate Cooperative Society with our AI-driven ERP, a comprehensive solution tailored for MSCS operations. Leveraging Artificial Intelligence and Machine Learning, our ERP automates member management, financial products, and compliance processes, ensuring seamless workflows. With predictive analytics and real-time insights, it enhances member engagement, optimizes financial operations, and ensures regulatory adherence. Empower your cooperative to grow sustainably while fostering stronger community ties with an ERP that evolves with your needs!

  • Member Engagement
  • Financial Transparency
  • Loan Automation
  • Deposit Management
  • Regulatory Compliance
  • Share Tracking
  • Payroll Efficiency
  • Cloud Access
  • Event Management
  • Data Security

3 Simple Steps to Process

Begin by contacting our expert team, who will carefully assess your cooperative’s unique needs through an in-depth consultation, ensuring every operational aspect is thoroughly understood. We’ll then analyze your current processes, pinpointing inefficiencies and opportunities to enhance member services and financial operations effectively. Next, we’ll collaborate to develop strategies for automation and digitalization, offering insights to improve efficiency and compliance. Finally, we’ll build a customized ERP solution that perfectly aligns with your MSCS goals, driving growth and member satisfaction.

Expert Guidance

Our team offers personalized support to understand your cooperative’s needs.

Process Optimization

We identify inefficiencies and propose solutions to enhance operations.

Tailored ERP Solution

Get a custom ERP that fits your MSCS requirements perfectly.

Our MSCS ERP software empowers cooperatives by providing a flexible platform that adapts to your needs, ensuring efficient member management, financial operations, and compliance, while delivering insights to foster growth and community engagement.

Multistate Cooperative Society ERP Features

Discover the powerful tools designed to streamline operations and enhance member engagement in your cooperative society.

  • Member Registration & Onboarding: Streamlines digital applications, document submissions, KYC verification (Aadhaar, PAN, Address Proof), and automated approvals for new members.
  • Member Categorization: Classifies members (Individual, Institutional, Associate) and levels (General, Premium, VIP) for efficient management.
  • Membership Subscription & Renewal: Automates fee collection, sends renewal reminders, and manages subscription plans.
  • Member Activity Tracking: Monitors meeting attendance, loan, and deposit history for transparency.
  • Membership Termination & Transfer: Handles exit requests and transfers shares/benefits to legal heirs.
  • Lead & Member Interaction Tracking: Captures inquiries and interactions for better engagement.
  • Query & Complaint Resolution: Automates complaint handling with ticketing systems.
  • Marketing & Promotions: Manages SMS and email campaigns for targeted outreach.
  • Share Subscription: Enables share purchases with an approval process and online additional share buying.
  • Dividend Calculation & Distribution: Automates profit-based dividend allocation and payout tracking.
  • Share Transfer & Buyback: Facilitates digital share transfers and compliance-validated buybacks.
  • Voting Rights & Proxy Management: Manages voting rights via a digital platform with proxy assignment.
  • Deposit Account Creation: Allows online deposit account setup with custom tenure and rates.
  • Deposit Collection & Tracking: Tracks deposits with auto-debit and admin dashboards.
  • Interest Calculation & Payouts: Handles monthly/quarterly/annual interest payouts with automated TDS.
  • Premature Withdrawal & Penalties: Processes early withdrawals with automatic penalty application.
  • Auto-renewal & Maturity Processing: Automates deposit renewals and sends maturity notifications.
  • Loan Application & Approval Workflow: Manages loan applications with eligibility checks and multi-level approvals.
  • Loan Disbursement & Tracking: Automates bank transfer disbursals and EMI tracking.
  • EMI Calculation & Payment Processing: Calculates EMIs with auto-debit and late payment penalties.
  • Loan Closure & Foreclosure Processing: Handles loan settlements and prepayments.
  • Loan Restructuring & Rescheduling: Offers tenure extensions and revised EMI calculations.
  • Chart of Accounts Setup: Defines asset, liability, income, and expense accounts for accurate tracking.
  • General Ledger & Journal Entries: Records manual and automated financial transactions.
  • Accounts Payable & Receivable: Tracks vendor invoices and sends collection reminders.
  • Bank Reconciliation: Matches transactions with bank statements via automated imports.
  • Taxation & Compliance: Manages GST, TDS, and income tax calculations with auto-generated reports.
  • Financial Reporting: Generates Profit & Loss statements and Balance Sheets.
  • Regulatory Compliance: Ensures adherence to RBI, SEBI, and Cooperative Societies Act with statutory filings.
  • Audit Trail & Reports: Maintains transaction logs and timestamps for audits.
  • Fraud Detection & Risk Management: Identifies suspicious activities with abnormal transaction alerts.
  • Employee Record Management: Stores employee data in a secure digital repository.
  • Attendance & Leave Management: Tracks attendance (biometric/manual) and leave balances.
  • Salary Processing & Payslip Generation: Automates payroll and generates digital payslips.
  • Appraisal & Performance Management: Evaluates performance with KPI-based tracking.
  • Agent & Staff Hierarchy Setup: Defines roles for commission assignments.
  • Commission Payout Calculation: Automates percentage-based and performance-linked commissions.
  • Multi-Level Commission Structure: Supports downline earnings tracking for agents.
  • Commission Disbursement Tracking: Monitors payouts with detailed reports.
  • Inventory Tracking: Monitors stock levels for cooperative products or services.
  • Procurement Planning: Automates purchase orders and vendor management processes.
  • Stock Valuation: Tracks inventory value using FIFO/LIFO methods.
  • Warehouse Management: Organizes storage and retrieval for efficient operations.
  • Loan Application & Approval Workflow: Manages loan applications with eligibility checks and multi-level approvals.
  • Loan Disbursement & Tracking: Automates bank transfer disbursals and tracks EMI payments.
  • EMI Calculation & Payment Processing: Calculates EMIs with auto-debit and applies late payment penalties.
  • Loan Closure & Foreclosure Processing: Handles full settlements and prepayment requests efficiently.
  • Loan Restructuring & Rescheduling: Offers tenure extensions and revised EMI calculations for flexibility.
  • Loan Eligibility Calculator: Allows members to check loan eligibility before applying.
  • Loan Statement Generation: Generates detailed statements for loan transparency.
  • Payment Reminders: Sends automated reminders for upcoming EMI due dates.
  • Interest Rate Customization: Supports tailored rates based on loan type or member category.
  • Member Loan Portal: Enables members to view loan details, make payments, and request restructuring online.
  • Member Portal: Provides a self-service portal for account access, loan applications, and dividend tracking.
  • Event Management: Organizes AGMs and events with registration and notifications.
  • SMS & Email Notifications: Sends automated updates for payments, events, or reminders.
  • Performance Dashboards: Offers real-time insights into financials, loans, and member activities.
  • Predictive Analytics: Forecasts trends in deposits, loans, and member growth.
  • Custom Reports: Generates ad-hoc reports for specific stakeholder needs.